/* ============ Raffi Kaloustian — Mortgage Agent site ============ */

:root {
  --navy-950: #0a1a2e;
  --navy-900: #0d2340;
  --navy-800: #123a63;
  --navy-700: #1a4d82;
  --gold-500: #c99a3c;
  --gold-400: #dbb35c;
  --bg: #f7f8fa;
  --bg-alt: #eef1f5;
  --white: #ffffff;
  --text: #16232e;
  --text-muted: #5a6b7b;
  --border: #e2e6ec;
  --success: #1c7d4c;
  --error: #c0392b;
  --radius: 14px;
  --radius-sm: 8px;
  --shadow-sm: 0 1px 3px rgba(13, 35, 64, 0.08);
  --shadow-md: 0 8px 24px rgba(13, 35, 64, 0.10);
  --shadow-lg: 0 20px 48px rgba(13, 35, 64, 0.16);
  --max-width: 1160px;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-head: 'Poppins', var(--font-body);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3, h4 {
  font-family: var(--font-head);
  color: var(--navy-950);
  line-height: 1.2;
  margin: 0 0 .5em;
}

p { margin: 0 0 1em; color: var(--text-muted); }

a { color: inherit; text-decoration: none; }

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--navy-900);
  color: #fff;
  padding: 10px 16px;
  z-index: 200;
}
.skip-link:focus { left: 12px; top: 12px; }

.eyebrow {
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: .78rem;
  font-weight: 700;
  color: var(--gold-500);
  margin: 0 0 .6em;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: .95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold-500);
  color: var(--navy-950);
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover { background: var(--gold-400); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-ghost {
  background: transparent;
  color: var(--navy-900);
  border-color: var(--navy-900);
}
.btn-ghost:hover { background: var(--navy-900); color: #fff; }
.btn-lg { padding: 15px 30px; font-size: 1rem; }
.btn-block { width: 100%; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  box-shadow: 0 1px 0 rgba(13,35,64,.06);
}
.header-accent {
  height: 3px;
  background: linear-gradient(90deg, var(--navy-950), var(--gold-500) 50%, var(--navy-950));
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 16px;
  padding-bottom: 16px;
  gap: 20px;
}
.brand { display: flex; align-items: center; gap: 13px; }
.brand-photo {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 20%;
  border: 2px solid var(--gold-500);
  flex-shrink: 0;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.2; }
.brand-text strong { font-family: var(--font-head); font-size: 1.05rem; color: var(--navy-950); letter-spacing: .01em; }
.brand-text small { color: var(--text-muted); font-size: .72rem; text-transform: uppercase; letter-spacing: .06em; font-weight: 600; }

.main-nav { display: flex; gap: 32px; }
.main-nav a {
  font-weight: 600;
  font-size: .8rem;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--navy-800);
  position: relative;
  padding-bottom: 5px;
  border-bottom: 2px solid transparent;
  transition: color .15s ease, border-color .15s ease;
}
.main-nav a:hover { color: var(--navy-950); border-bottom-color: var(--gold-500); }

.header-actions { display: flex; align-items: center; gap: 20px; }
.phone-link { font-weight: 600; font-size: .88rem; color: var(--navy-900); letter-spacing: .01em; }
.main-nav a.mobile-book-btn {
  display: none;
  text-transform: none;
  letter-spacing: normal;
  border-bottom: none;
  padding-bottom: 15px;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.nav-toggle span {
  width: 22px;
  height: 2px;
  background: var(--navy-950);
  border-radius: 2px;
  transition: transform .2s ease, opacity .2s ease;
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  padding: 88px 0 96px;
  background: linear-gradient(180deg, var(--navy-950) 0%, var(--navy-900) 55%, var(--navy-800) 100%);
}
.hero-glow {
  position: absolute;
  inset: -20% -10% auto auto;
  width: 620px;
  height: 620px;
  background: radial-gradient(circle, rgba(201,154,60,0.25), transparent 65%);
  pointer-events: none;
}
.hero-inner {
  position: relative;
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 56px;
  align-items: center;
}
.hero .eyebrow { color: var(--gold-400); }
.hero h1 { color: #fff; font-size: clamp(2.1rem, 4vw, 3.1rem); font-weight: 700; }
.hero h1 span { color: var(--gold-400); }
.hero-sub { color: rgba(255,255,255,.78); font-size: 1.08rem; max-width: 52ch; }
.hero-tagline {
  color: var(--gold-400);
  font-weight: 600;
  font-size: .98rem;
  font-style: italic;
  margin: -6px 0 0;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 20px 0 40px; }
.hero .btn-ghost { color: #fff; border-color: rgba(255,255,255,.55); }
.hero .btn-ghost:hover { background: #fff; color: var(--navy-950); }

.hero-trust {
  display: flex;
  gap: 34px;
  flex-wrap: wrap;
  border-top: 1px solid rgba(255,255,255,.15);
  padding-top: 24px;
}
.hero-trust-item { display: flex; flex-direction: column; }
.hero-trust-item strong { font-family: var(--font-head); color: #fff; font-size: 1.25rem; }
.hero-trust-item span { color: rgba(255,255,255,.6); font-size: .82rem; }

.hero-visual { position: relative; min-height: 380px; display: flex; justify-content: center; }
.hero-photo-frame {
  position: relative;
  width: 100%;
  max-width: 360px;
}
.hero-photo-clip {
  position: relative;
  aspect-ratio: 4 / 5;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255,255,255,.14);
}
.hero-photo-clip::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(10,26,46,0) 55%, rgba(10,26,46,.5) 100%);
  pointer-events: none;
}
.hero-photo-clip img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 15%;
  display: block;
}

.hero-card {
  position: absolute;
  background: #fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 22px 24px;
}
.hero-card-badge {
  bottom: 16px;
  left: -18px;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  z-index: 2;
  max-width: calc(100% - 8px);
}
.hero-card-badge span {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--success);
  color: #fff;
  font-weight: 700;
  flex-shrink: 0;
}
.hero-card-badge strong { display: block; font-family: var(--font-head); font-size: .92rem; color: var(--navy-950); }
.hero-card-badge small { color: var(--text-muted); font-size: .78rem; }

/* ---------- Trust strip ---------- */
.trust-strip { background: var(--navy-950); border-top: 1px solid rgba(255,255,255,.08); padding: 18px 0; }
.trust-strip-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 34px;
  justify-content: center;
}
.trust-strip-inner span {
  color: rgba(255,255,255,.65);
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .03em;
  text-transform: uppercase;
}

/* ---------- Section shared ---------- */
section { padding: 88px 0; }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-head h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); }
.section-sub { font-size: 1.02rem; }

/* ---------- Services ---------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 26px;
  transition: transform .15s ease, box-shadow .15s ease;
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.service-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: rgba(201, 154, 60, 0.12);
  color: var(--navy-800);
  margin-bottom: 16px;
}
.service-icon svg { width: 24px; height: 24px; }
.service-card h3 { font-size: 1.08rem; margin-bottom: .4em; }
.service-card p { font-size: .93rem; margin: 0; }

/* ---------- About ---------- */
.about { background: var(--bg-alt); }
.about-inner {
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 56px;
  align-items: center;
}
.about-stat-card {
  border-radius: var(--radius);
  background: linear-gradient(155deg, var(--navy-800), var(--navy-950));
  box-shadow: var(--shadow-lg);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.about-stat { display: flex; flex-direction: column; gap: 4px; }
.about-stat:not(:last-child) { padding-bottom: 24px; border-bottom: 1px solid rgba(255,255,255,.14); }
.about-stat strong {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 2.4rem;
  color: var(--gold-400);
  line-height: 1;
}
.about-stat span { color: rgba(255,255,255,.7); font-size: .9rem; }
.about-copy p { font-size: 1rem; }
.about-points { list-style: none; margin: 22px 0; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.about-points li {
  padding-left: 28px;
  position: relative;
  color: var(--text);
  font-size: .96rem;
}
.about-points li::before {
  content: '✓';
  position: absolute;
  left: 0;
  top: 0;
  color: var(--success);
  font-weight: 700;
}
.about-social { display: flex; gap: 14px; margin-top: 10px; }
.about-social a {
  font-weight: 600;
  font-size: .9rem;
  color: var(--navy-900);
  border: 1px solid var(--border);
  padding: 9px 18px;
  border-radius: 999px;
  background: #fff;
  transition: background .15s ease, color .15s ease;
}
.about-social a:hover { background: var(--navy-900); color: #fff; }

/* ---------- Steps ---------- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.step { text-align: center; padding: 0 12px; }
.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy-950);
  color: var(--gold-400);
  font-family: var(--font-head);
  font-weight: 700;
  margin-bottom: 16px;
}
.step h3 { font-size: 1.1rem; }
.step p { font-size: .93rem; }

/* ---------- FAQ ---------- */
.faq { background: var(--bg-alt); }
.faq-list { max-width: 760px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 18px 22px;
}
.faq-item summary {
  cursor: pointer;
  font-weight: 600;
  font-family: var(--font-head);
  font-size: .98rem;
  color: var(--navy-950);
  list-style: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  float: right;
  font-size: 1.2rem;
  color: var(--gold-500);
}
.faq-item[open] summary::after { content: '−'; }
.faq-item p { margin-top: 12px; font-size: .93rem; }

/* ---------- Quote / contact ---------- */
.quote { background: var(--navy-950); }
.quote-inner {
  display: grid;
  grid-template-columns: .85fr 1.15fr;
  gap: 56px;
}
.quote .eyebrow { color: var(--gold-400); }
.quote h2 { color: #fff; }
.quote .section-sub { color: rgba(255,255,255,.72); }
.quote-contact-card {
  margin-top: 28px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding: 24px;
  border: 1px solid rgba(255,255,255,.15);
  border-radius: var(--radius);
  background: rgba(255,255,255,.04);
}
.quote-contact-card a { font-weight: 600; color: #fff; font-size: .96rem; }
.quote-contact-card a:hover { color: var(--gold-400); }

.quote-form-wrap {
  background: #fff;
  border-radius: var(--radius);
  padding: 34px;
  box-shadow: var(--shadow-lg);
}
.hp-field { position: absolute; left: -9999px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-field { margin-bottom: 18px; }
.form-field label {
  display: block;
  font-size: .86rem;
  font-weight: 600;
  color: var(--navy-950);
  margin-bottom: 6px;
}
.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: .95rem;
  color: var(--text);
  background: var(--bg);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--gold-500);
  box-shadow: 0 0 0 3px rgba(201,154,60,.2);
}
.form-field textarea { resize: none; }
.form-disclaimer { font-size: .78rem; color: var(--text-muted); margin: 14px 0 0; }
.form-status { margin-top: 14px; font-weight: 600; font-size: .92rem; min-height: 1.4em; }
.form-status.success { color: var(--success); }
.form-status.error { color: var(--error); }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-950); border-top: 1px solid rgba(255,255,255,.1); padding: 44px 0; }
.footer-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  grid-template-areas: "brand contact" "legal legal";
  gap: 24px;
  align-items: start;
}
.footer-brand { grid-area: brand; display: flex; gap: 14px; align-items: center; }
.footer-brand strong { color: #fff; font-family: var(--font-head); }
.footer-brand p { margin: 0; font-size: .82rem; color: rgba(255,255,255,.55); }
.footer-contact { grid-area: contact; display: flex; gap: 20px; flex-wrap: wrap; }
.footer-contact a { color: rgba(255,255,255,.75); font-size: .9rem; font-weight: 500; }
.footer-contact a:hover { color: var(--gold-400); }
.footer-legal { grid-area: legal; border-top: 1px solid rgba(255,255,255,.1); padding-top: 20px; }
.footer-legal p { margin: 0 0 4px; font-size: .78rem; color: rgba(255,255,255,.45); }
.footer-disclaimer { max-width: 70ch; line-height: 1.6; margin-top: 10px !important; }
.footer-links { margin-top: 10px !important; }
.footer-links a { color: rgba(255,255,255,.6); text-decoration: underline; text-underline-offset: 2px; }
.footer-links a:hover { color: var(--gold-400); }

/* ---------- Calculator ---------- */
.calculator { background: var(--bg-alt); }
.calc-card {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 0;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  max-width: 920px;
  margin: 0 auto;
}
.calc-inputs {
  padding: 40px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  align-content: start;
}
.calc-field { display: flex; flex-direction: column; gap: 6px; }
.calc-field label { font-size: .84rem; font-weight: 600; color: var(--navy-950); }
.calc-hint { font-size: .78rem; color: var(--text-muted); }
.calc-input-affix {
  display: flex;
  align-items: center;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg);
  overflow: hidden;
}
.calc-input-affix:focus-within { border-color: var(--gold-500); box-shadow: 0 0 0 3px rgba(201,154,60,.2); }
.calc-input-affix span { padding: 0 12px; color: var(--text-muted); font-weight: 600; font-size: .9rem; }
.calc-input-affix input {
  flex: 1;
  min-width: 0;
  border: none;
  background: transparent;
  padding: 12px 12px;
  font-family: var(--font-body);
  font-size: .95rem;
  color: var(--text);
}
.calc-input-affix input:focus { outline: none; }
.calc-prefix input { padding-left: 4px; }
.calc-suffix span { border-left: 1px solid var(--border); }
.calc-field select {
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--bg);
  font-family: var(--font-body);
  font-size: .95rem;
  color: var(--text);
}
.calc-field select:focus { outline: none; border-color: var(--gold-500); box-shadow: 0 0 0 3px rgba(201,154,60,.2); }

.calc-result {
  background: linear-gradient(155deg, var(--navy-800), var(--navy-950));
  color: #fff;
  padding: 40px;
  display: flex;
  flex-direction: column;
}
.calc-result-label { font-size: .82rem; color: rgba(255,255,255,.65); font-weight: 600; }
.calc-result-value {
  font-family: var(--font-head);
  font-size: 2.6rem;
  font-weight: 700;
  color: var(--gold-400);
  margin: 6px 0 18px;
}
.calc-result-value small { font-size: 1.1rem; color: rgba(255,255,255,.6); font-weight: 500; }
.calc-breakdown {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 16px 0;
  border-top: 1px solid rgba(255,255,255,.15);
  border-bottom: 1px solid rgba(255,255,255,.15);
  margin-bottom: 18px;
}
.calc-breakdown div { display: flex; justify-content: space-between; font-size: .9rem; }
.calc-breakdown span { color: rgba(255,255,255,.65); }
.calc-breakdown strong { color: #fff; font-weight: 600; }
.calc-disclaimer { font-size: .76rem; color: rgba(255,255,255,.55); margin: 0 0 18px; }
.calc-result .btn-primary { margin-top: auto; }

/* ---------- Commercial / CMHC ---------- */
.commercial {
  background: linear-gradient(155deg, var(--navy-800), var(--navy-950));
}
.commercial-inner { display: flex; justify-content: center; }
.commercial-copy { max-width: 720px; text-align: center; }
.commercial-copy .eyebrow { color: var(--gold-400); }
.commercial-copy h2 { color: #fff; font-size: clamp(1.6rem, 3vw, 2.2rem); }
.commercial-copy .section-sub { color: rgba(255,255,255,.75); }
.commercial-copy .about-points {
  text-align: left;
  display: inline-flex;
  margin: 0 auto 28px;
  max-width: 560px;
}
.commercial-copy .about-points li { color: rgba(255,255,255,.85); }
.commercial-copy .about-points li strong { color: #fff; }
.commercial-copy .about-points li::before { color: var(--gold-400); }

/* ---------- Video feature ---------- */
.ig-embed-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  align-items: start;
}
.ig-embed-grid iframe { width: 100% !important; }

/* ---------- Reviews ---------- */
.reviews-badge {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px 28px;
  max-width: 640px;
  margin: 0 auto 32px;
  box-shadow: var(--shadow-sm);
}
.reviews-stars { color: var(--gold-500); font-size: 1.3rem; letter-spacing: 2px; }
.reviews-score { display: flex; flex-direction: column; line-height: 1.2; }
.reviews-score strong { font-family: var(--font-head); font-size: 1.4rem; color: var(--navy-950); }
.reviews-score span { font-size: .82rem; color: var(--text-muted); }
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.review-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  margin: 0;
}
.review-card p {
  margin: 0;
  font-size: .96rem;
  color: var(--text);
  font-style: italic;
}
.review-card p::before { content: '\201C'; }
.review-card p::after { content: '\201D'; }
.reviews-note { text-align: center; font-size: .8rem; color: var(--text-muted); margin: 24px 0 0; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { min-height: 260px; margin-top: 24px; }
  .about-inner { grid-template-columns: 1fr; }
  .about-visual { max-width: 360px; margin: 0 auto; }
  .quote-inner { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-inner { grid-template-columns: 1fr; grid-template-areas: "brand" "contact" "legal"; }
  .calc-card { grid-template-columns: 1fr; }
  .reviews-grid { grid-template-columns: 1fr; }
  .ig-embed-grid { grid-template-columns: 1fr; max-width: 420px; margin: 0 auto; }
}

@media (max-width: 720px) {
  .main-nav { display: none; }
  .nav-toggle { display: flex; }
  .phone-link { display: none; }
  .header-actions .btn-primary { display: none; }
  .brand-photo { width: 38px; height: 38px; }
  .brand-text small { display: none; }
  section { padding: 64px 0; }
  .hero { padding: 56px 0 64px; }
  .services-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .quote-form-wrap { padding: 24px; }
  .calc-inputs { grid-template-columns: 1fr; padding: 28px; }
  .calc-result { padding: 28px; }

  .site-header.nav-open .main-nav {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    padding: 20px 24px 28px;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-md);
    gap: 18px;
  }
  .site-header.nav-open .main-nav a { text-align: center; }
  .site-header.nav-open .mobile-book-btn { display: inline-flex; justify-content: center; margin-top: 4px; }
  .site-header.nav-open .nav-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .site-header.nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
  .site-header.nav-open .nav-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
}

@media (max-width: 480px) {
  .hero-trust { gap: 20px; }
  .hero-visual { flex-direction: column; align-items: center; gap: 16px; }
  .hero-card-badge { position: static; width: fit-content; }
}